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SAVINGS DISCLAIMER. Examples in these materials are not to be interpreted as a promise or guarantee of savings. The savings potential is entirely dependent on the individual Member’s circumstances and selected program options. STATE DISCLOSURES CONCERNING IMPACT HEALTH SHARING (IHS) All States Not Listed Below. NOTICE: IHS is not insurance or an insurance policy, nor is it offered through an insurance company. Neither is IHS a discount healthcare program nor a discount health card program. Whether anyone chooses to assist you with your medical bills will be totally voluntary, as neither IHS nor any other member is liable for or may be compelled to make the payment of your medical bill. As such, IHS should never be considered insurance. Whether you receive any amounts for medical expenses, and whether or not IHS continues to operate, you are always personally responsible for the payment of your own medical bills. IHS is not subject to the regulatory requirements or consumer protections of your particular State’s Insurance Code or Statutes.

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